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Rosa Isabel
The communal bank Productivo meets every two weeks in the canton of Montecristi, known for its rich pre-colonial culture and its handicrafts, which are renowned nationally and internationally. It is home to the famous Panama hat.

This is where Rosa lives. She is 38 years old and is in a common-law marriage, from which she has five children of ages 21,19, 17,12, and 7. Four of them still live at home and go to university, college, and school. Her husband is a heavy machinery operator.

Our friend is a home maker, who in order to obtain her own resources so that she can help her children with school expenses, works selling clothing, natural products, and Avon products (beauty products, cosmetics, perfume, and women's accessories). Her selling method is door to door, and she works between two and three hours a day, four days a week. Her work doesn't have a fixed schedule. She leaves her products with her customers on credit, and collects payments once a week. She has been in this line of work for four years, and it is going very well because she has a good base of customers who always purchase her products.

This loan is to purchase clothing, natural products, perfumes, lotions, cosmetics, etc. She has been with the communal bank for four cycles and she enjoys it because the payments are easy to make.

Her dream is to see her children become good professionals, because she fights for them every day.
View original language description ↓
EL Banco Comunal Productivo se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Rosa, tiene 38 años de edad y mantiene una relación de unión libre de la cual tiene cinco hijos de 21, 19, 17, 12 y 7 años de edad, cuatro de ellos aun viven en su casa y estudian en universidad, colegio y escuela. El marido es operador de maquinaria pesada.

Nuestra amiga es un ama de casa que para obtener sus propios recursos y con esto poder ayudar a sus hijos con los gastos que generan sus estudios se dedica a la venta de ropa, productos naturales y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta y trabaja cuatro días a la semana de dos a tres horas diarias ya que es un trabajo que no tiene horario fijo, ella deja sus productos a crédito y cobra cada ocho días. Tiene 4 años que se dedica a este tipo de ventas y le va muy bien ya que tiene buena clientela que siempre les compran sus productos.

Este crédito es para comprar ropa, productos naturales, perfumes, cremas, cosméticos entre otras cosas. Lleva 4 ciclos en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es ver que sus hijos sean muy buenos profesionales ya que por esos lucha dia a dia.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Rosa Isabel to purchase clothing, natural products, perfumes, lotions, cosmetics, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2012
Listed
May 25, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012