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Alondra
Alondra is a member of the Community Bank, “Las Gaviotas” (The Gulls), which is located in the city of Talcahuano. Alondra makes a living selling animal and pet food, and also has a general store, which she established about two years ago. She operates her business from her home, and she works Monday through Sunday, from 11:00 am until 9:00 pm. She purchases her merchandise directly from distributors from whom she can hopefully receive lower prices. With the support from this loan, she plans to purchase merchandise for her general store. One of her goals is to grow her business and eventually add office machines, such as a photocopy machine, a hole-punch machine, and a laminating machine.

Alondra lives with her husband and their two children, ages 18 and 11. Her oldest son is studying in a university, and his dream is to one day have a successful business to generate good income and have a better quality of life. Alondra is grateful for the opportunity given her by Fondo Esperanza, and she is happy to be a member of the Community Bank, as she feels connected to the group and motivated to continue her participation in the institution.

Talcahuano is a community and city-port in the Biobío region in the south of Chile. It is known for being one of the main ports in the country. Its name in the Mapuche tongue is Mapudungun, which means thundering sky. The region has naturally beautiful geography, since it is made up of a combination of sea coast and inlets, rivers, fertile plains, meadows and mountains, and has beautiful plants and vegetation. Its economy is based on the port, as well as the Navy Base and an important industrial neighborhood that houses steel factories, oil refineries, petro-chemistry facilities, cement plants, gas plants, etc.
View original language description ↓
Alondra forma parte del Banco Comunal “Las Gaviotas” perteneciente a la ciudad de Talcahuano.
Ella se dedica al rubro en venta de alimento para mascotas, y servicios varios en su almacén, desde hace 2 años, trabaja sola en su casa de lunes a domingo desde las 11ºº hasta las 21ºº horas.
Comenta que sus insumos los compra directamente en bodegas y/o distribuidoras, ya que son lugares en los cuales encuentra su mercadería a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará mercadería para su almacén.
Una de sus metas es agrandar su local y poder agregar maquinas como fotocopiadora, anilladora, plastificadora.
Alondra vive junto a su esposo y 2 hijos de 18 y 11 años, su hijo mayor se encuentra estudiando en la Universidad. Su sueño es tener un buen negocio para generar mayores ingresos, así con esto optar a una mejor calidad de vida.
Ella está muy contenta y agradecida de la oportunidad brindada por Fondo Esperanza. Además se siente cómoda con el grupo del Banco Comunal del cual forma parte, lo cual la motiva a seguir participando en la institución.
Talcahuano es una comuna y ciudad-puerto de la región del Biobío, al sur de Chile. Es conocida como uno de los principales puertos del país. Su nombre en mapudungun (lengua mapuche) significa "cielo tronador". Posee un paisaje natural muy atractivo, debido a la combinación de ríos, mar, planicies fértiles, vegas y los cuerpos montañosos, con una hermosa vegetación. Su economía gira en torno a su puerto, su Base Naval, y un importante barrio industrial con empresas siderúrgicas, refinería de petróleo, petroquímica, cemento, gas, etc.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 500.3
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Alondra to purchase merchandise for her general store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
May 25, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2012