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Zoila
Zoila is 58 years of age and is a happy, friendly woman who is very enthusiastic. She is separated from her husband but has five children, only one of whom still lives with her and depends on her for education and food. Zoila owns her own house, which she obtained after a lot of effort and sacrifice.


Her working day starts very early when she goes to her small farm, where she works, waters and prepares the land, and where she also produces bee honey. She has been working in this business for almost 30 years, and has used the income to educate and feed her children. She learned this activity from a young age, as she inherited the business from her parents. She is now teaching it to her youngest son, who helps her and learns the family business when he comes home from school. What Zoila enjoys about her business is that she has time and can share it with her son. She also has good sales, as the produce she obtains from her land is of good quality and she takes it to the city’s wholesale market. In the future she hopes to sow other produce to increase her income.


This is her 17th loan from MFP, and she is very happy to know that she will have the financial support she needs to continue increasing her working capital. She is also sure that she will remain responsible, as she was when repaying her former loans. She enjoys being part of her communal bank, as they are all responsible and support one another.


With the requested loan of 2,500 soles, Zoila plans to buy grain and seeds and to pay agricultural workers to prepare her land for sowing. She also wants to invest in her beekeeping business.
View original language description ↓
Zoila tiene 58 años, es una mujer alegre, amable y muy entusiasta. Está separada de su esposo, pero tiene cinco hijos, de los cuales solo uno está con ella y depende de ella para su educación y alimentación. La casa de Zoila es propia, la cual pudo adquirir con bastante esfuerzo y sacrificio.
Su trabajo comienza cuando se dirige, muy temprano, a su chacra donde cultiva, regar y prepara la tierra, y donde también produce miel de abeja. Viene trabajando en esto cerca de 30 años, con lo que educó y alimentó a sus hijos. Aprendió esta actividad desde muy joven, ya que lo heredó de sus padres, ahora ella lo está enseñando a su menor hijo, quien después de volver del colegio se va a ayudarla y así aprende de negocio familiar. Lo que le gusta de su trabajo es que tiene tiempo y puede compartirlo con su hijo, además tiene buenas ventas, ya que los productos que le dan sus tierras son de buena calidad y los lleva al mercado mayorista de la ciudad. Su deseo a futuro es empezar a sembrar otro tipo de productos para incrementar sus ganancias.

Este es su crédito número 17 con MFP, está muy contenta de saber que tendrá un apoyo financiero para continuar aumentando su capital de trabajo. Además está convencida que seguirá siendo responsable como con los créditos obtenidos anteriormente. Le gusta ser parte de su banco comunal, pues sus compañeros que todos responsables y solidarios entre sí.
Con el monto solicitado, 2500 soles, comprará granos, semillas y pagará a algunos peones para preparar sus tierras para la siembra. También invertirá en su negocio de apicultura.

About Peru

  • $6,715
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $55,210,125
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Zoila to buy seeds and hire agricultural workers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 21, 2012
Listed
May 25, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013