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Sr. De Huanca De Coya Group
In this Group: Graciela, Cristina, Celia*, Wuilson, Esteban, Marco Antonio, Erica, Mario, Rosa, Florentina, Janet, Adriel
* not pictured
A group of neighbors and friends formed the community bank "Sr. de Huanca de Coya", in the district of Coya, Calca province, in the administrative division of Cusco. This communal bank is made up of people who are constantly looking for opportunities to succeed, and through their daily efforts they will provide a better future for their children. The bank is organized as follows - Graciela is the president, Mario is the secretary, Rosa is the treasurer and Cristina is the attorney.

Some of the members have businesses such as selling crafts, small animal husbandry, buying and selling cattle, raising cattle and selling food, while others provide shuttle services, or work as bricklayers and civil servants.

Graciela is 46 years old, married, and has three children as a result of this union. Graciela is in the food business and has a small restaurant serving breakfast, lunch and various regional dishes. She has had her business for 15 years and is doing very well thanks to the effort she puts into it. This time, Graciela requires a loan for the maintenance of her premises and to repair the doors and tables.

The members appreciate the opportunity offered to them, and pledge to comply with the payment of their dues within the prescribed period.

Cusco is located in the district and province of Cusco, Cusco department, in the heart of the ancient city of the Incas. It is known as a tourist area due to its archaeological sites in the historic center, for its landscapes and for being a lovely city in the Southern Region of the country. Cusco is known for its traditional Inti Raymi festival, and it is home to one of the seven wonders of the world, "Machupicchu".
View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “Sr. de Huanca de Coya” en el distrito de Coya de la provincia de Calca del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Este banco comunal está organizado de la siguiente manera la socia Graciela es la presidenta, el socio Mario es el secretario, la socia Rosa es la tesorera y la socia Cristina es la fiscal.

Las actividades económicas de los socios son por ejemplo; venta de artesanía, crianza de animales menores, compra y venta de ganado, engorde de ganado, venta de comestibles, otros hacen servicio de transporte y trabajan como albañil y empleado público.

La socia Graciela tiene 46 años edad, es casada y fruto de esta unión tiene tres hijos. Su actividad económica principal de Graciela es la venta de comida, ella tiene un pequeño restaurante donde prepara desayuno, almuerzo y diferentes platos tipos de la región. Ya son 15 años se dedica a este negocio y le va muy bien gracias al empeño que pone en su negocio. En esta oportunidad Graciela requiere el préstamo para hacer mantenimiento del local ósea va refaccionar las puertas y las mesas.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística por sus centros arqueológicos por su centro histórico por sus paisajes por su historia y siendo una ciudad encantadora de la Región del Sur del país. Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sr. De Huanca De Coya Group's $2,750 loan helped a member to carry out maintenance of the restaurant premises, and repair the doors and tables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 16, 2012
Listed
May 24, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012