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Dilore has four children; 20, 17, 15 and 13 years of age. The oldest one study in university and three of them are attending the secondary school. Dilore and her husband have been in the livestock business for over seventeen years. They are passionate about the whole process: raising cattle and producing cheese, cottage cheese and butter.
Their business was doing very well, especially over the past almost five years. They sold dairy products and cattle in small cities and villages around their living location. Unfortunately, this past winter, the snow and extreme cold hit North Albania very harsh and thousands of animals died including Dilore's cows.
The demand for dairy products is high throughout Albania, thus, like many others who are involved in the same business, they were fortunate enough to generate some income through it. With that money they were able to feed the children and build a house and improve living conditions. When Dilore started describing the living conditions they were in before, she became very emotional.
Now, she plans to add three more cows to the once they already have and build a little stable so that animals no longer live outside during the cold and snowy winters. This is the fourth time that Dilore is applying for a loan. Thanks to her responsible actions, she remains an excellent client of VFA.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 37
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 109.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Dilore to purchase three cows and repair stable.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 23, 2012
Currency Exchange Loss:
Sep 17, 2013