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Ledys Tatiana
Ledys is 19 years old and lives with her spouse and their 3-year-old daughter in the town of Galapa, where she works selling specialized catalog merchandise. She is also in the baking business, which she learned from her father as a family tradition.
Her business initiative dates back to 2011, which is when she started selling cosmetics and accessories through specialized catalogs. With her father's help, she works in the baking business during the evening hours, after he gets off work. In the mornings, she delivers their bread and pastries to stores in her neighborhood and in the surrounding areas. She buys the raw material from a distributor in Galapa. She dedicates the rest of her day to her other business, selling products by catalog. She pays invoices every ten days, and sells on credit to relatives and neighbors in the area where she lives.
Her investment will be successful because she has high demand, due to the good quality of the products she makes and sells. She is currently requesting a Kiva loan, which is her first financing with Fundación Mario Santo Domingo, and she will invest 50% of it in catalog products, and the other 50% in materials to make bread and pastries, because her main goal is setting up a general store and also having a well-structured bakery. Her ultimate dream is to have her own home and provide for her family.
View original language description ↓
Ledys de 19 años de edad vive con su cónyuge y su hija de 3 años de edad, en el municipio de Galapa, donde se dedica al comercio de mercancías que vende mediante guías especializadas y también tiene otra actividad que aprendió por tradición de su padre, donde fabrica productos de panadería. Su iniciativa empresarial data desde el año 2011, cuando empezó vendiendo mercancía cosmética y accesorios, mediante guías especializadas. El negocio de la panaderia lo realiza con ayuda de su padre en horas de la noche cuando este regresa de su trabajo, y los panes y pastelitos los reparte en horas de la mañana en tiendas del barrio donde reside y otros del sectorm, compra las materias primas en una distribuidora del municipio de Galapa.En su otro negocio comercialización de productos por catalogo, sus facturas las cancela cada 10 dias, y realiza sus ventas a crédito entre familiares y vecinos del sector donde reside, esta actividad la realiza en el resto del dia. Su inversión será exitosa porque tiene muy buena demanda, debido a la buena calidad de los productos que fabrica y comercializa. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, del cual Invertirá el 50% en productos por catálogos y el otro 50%, en materiales para elaborar panes y pastelitos, porque su meta base, es organizar una miscelánea y también tener una panadería bien estructurada y es que finalmente su sueño es tener su casa propia y sacar adelante a su familia.


Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 466
    View loans »
    Colombia Loans Fundraising
  • $15,270,025
    Funds lent in using Kiva
  • 1,790.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Ledys Tatiana to invest in catalog merchandise (50%) and in products to make bread and pastries (50%).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2012
Listed
May 24, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 27, 2013