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Ruyubake Group
In this Group: Magega , Nakatya , Wakusomba, Matabishi, Ndamuso , Faida, Mawazo, Maroyi, Namanvu, Shagalume, Nzigire, Mawazo, Mapendo , Nanzungu, Mazambi, Bakema, Tawamo, Zaina Furaha
The customer is a dynamic lady and entrepreneur who is 39 years old and president of the Ruyubake business association. She is mother to seven children, who are all at school, and married to an unemployed man. She has been selling beans since she was young and is on her sixth loan from Hekima. This new loan will be used to stock up with seven sacks of beans. She wants to see her children grow up and finish their studies. She is thus grateful to Hekima for its actions in favour of poor women with low incomes.
View original language description ↓
La cliente femme dynamique, entrepreneur, âgée de 39ans est présidente de l’association d’affaire ruyubake. Mère de 7enfants tous scolarisés et mariée à un homme sans emploi. Elle vendeuse de haricot depuis sa jeunesse et est au 6ème cycle de crédit chez Hekima. Ce nouveau crédit doit lui servir à l’approvisionnement de 7 sacs de haricots. Elle souhaite voir ses enfants grandir et finir leurs études. Ainsi, elle remercie Hekima pour ses actions en faveur de la femme pauvre à faible revenu.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,423,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ruyubake Group's $4,975 loan helped a member to buy seven sacks of beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 16, 2012
May 20, 2012
Currency Exchange Loss:
Oct 15, 2012