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Josephine is married with five children and all go to school. She doesn’t take care of additional family members. She sells local brew from home on retail basis. She works for seven days a week. She has been in this business for 2 years. She has applied for a loan of shs 400,000 Ugandan shillings from MCDT-SACCO to buy millet and cassava for making local brew. She generates additional income through selling beer .Her major business challenges include seasonality and defaulters. She is aspiring of building commercial house. She lives in a rented house and the family has access to electricity and piped water. Her monthly expenses include paying school fees rent and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Josephine to buy more bags of millet and cassava.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 9, 2012
May 17, 2012
Currency Exchange Loss:
Nov 15, 2012