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Sar is 27 years old and a married woman. She has been operating a rice farming business to generate her income while her husband works in the construction field. She has been in her business for over 10 years. She earns an income that barely seems to cover her daily costs. She usually uses her income for food and allowances for her only child.

Due to the need for capital to support her husband’s business, Sar decided to ask for a loan of KHR 2,000,000 to purchase construction supplies, which will enable her husband to provide his construction services efficiently. She hopes to send her child to a good university in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 228
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sar to purchase construction supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 17, 2012
Currency Exchange Loss:
Feb 22, 2013