Check out some available loans that are similar to this one!
Caña Brava  (Santa Ana) Group
In this Group: Maritza Annabelle, Jaritza Janeth, Teresa De Jesús, Danny Humbelina, Cointa Ines, Pilar Marisol, Yaneth Auxiladora*, Cenia Gissela*, Genny Paula*, Felicita Del Jesús, Ediva Antonio, Elizabeth De Las Mercedes, José Francisco, María Isabel, Sandra Maricela, Carmen Maribel
* not pictured
In the city of Santa Ana, known for its beautiful landscape and for its beautiful fresh water resorts that are highly visited by many tourists, every 15 days the 14 female members and 2 male members of the Caña Brava Communal Bank meet. The same members who make a living through agriculture, raising animals, and general commerce.

In this place lives Señora Mercedes, who is 44-years-old and maintains a common-law marriage of which she has 9 children, 7 of whom are already older and the two younger children are in high school. Also living with them is a small grandson who is 5 and studies in kindergarten. Her husband makes a living in agriculture.

Our friend, with the intention of earning something for her account and with this be able to help with the household expenses, works in a home doing housework. She also makes a living through commerce by selling clothing of all kinds, which she sells in the form of going door to door. She works every day although her sales are carried out during the nights and weekends. Her children help with her sales when she is working, leaving her garments by credit and charging every 15 days. She buys her merchandise in Portoviejo in a place where they sell at a very good price. She has spent more than 8 years making a living through this work, and thanks to this her children are able to keep studying.

She will use this loan to buy more merchandise like pants, shirts, t-shirts, and children's clothing. She has been with the Communal Bank since the beginning and likes it for the help they give her to succeed.

Her dream is to see that her last children become professionals.

In the last row of the photo there is a member whose face you cannot see; for this reason they have taken a separate individual photo.
View original language description ↓
En la ciudad de Santa Ana, conocida por sus bellos paisajes y por sus hermosos balnearios de agua dulce que son muy visitados por muchos turistas, cada 15 días se reúnen las 14 socias y los 2 socios del Banco Comunal Caña Brava. Las mismas que se dedican a la agricultura, cría de animales y comercio en general.

En este lugar vive la señora Mercedes, tiene 44 años de edad y mantiene una relación de unión libre de la cual tiene 9 hijos, 7 de ellos ya son mayores de de edad y los 2 menores estudian en colegio, con ellos también vive un pequeño nieto que tiene 5 años y estudia en jardín de infantes. El marido se dedica a la agricultura.

Nuestra amiga con la intención de ganar algo por su cuenta y con esto poder ayudar con los gastos del hogar trabaja en una casa realizando quehaceres domésticos, también se dedica al comercio ya que vende ropa de todo tipo y su forma de venta es puerta a puerta. Trabaja todos los días aunque sus ventas las realiza por las noches o los fines de semana, sus hijos le ayudan en sus ventas cuando ella está trabajando, deja a crédito sus prendas y cobra cada quince días. Ella compra su mercadería en Portoviejo en un lugar donde le dejan a muy buen precio. Tiene más de 8 años que se dedica a esta actividad y gracias a esto pueden sus hijos seguir estudiando.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde el inicio y le gusta por la ayuda que le brindan para salir adelante.

Su sueño es ver que sus últimos hijos se realicen como profesionales.

En la última fila de la foto está un socio que no se le ve el rostro, por tal motivo se le tomó una foto individual aparte.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Caña Brava (Santa Ana) Group's $5,750 loan helped a member to buy pants, shirts, t-shirts, and children's clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2012
Listed
May 24, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012