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Rosa
Rosa, age 61, is a hardworking and industrious woman. In addition, she is cordial and friendly. Rosa is married to Cayo, who works as a cook, and lives with him and her father. Her children are already grown and independent.


Her business activity involves selling food including breakfasts, lunches, and snacks. She performs her work from home, where she remodeled a space and opened her restaurant. Rosa is open for service in the mornings and afternoons. Her customers include travelers who pass through the area, neighbors, and friends. She started this business approximately five years ago with her husband, who is the cook, and with the use of a bank loan. Rosa enjoys her work because it enables her to earn an income for covering the household expenses. She had many financial needs and her husband was earning a low salary when he worked as a cook at another restaurant. Now she feels very relieved to have her own business. Rosa also has plans for expansion so that she can accommodate more customers.


This will be her sixth loan with the MFP organization. She expects this opportunity will finalize her plans. Rosa is very pleased with her Communal Bank because she considers her group to be unified and supportive. The amount of 1,500 PEN that she requested will be invested in groceries and ingredients for preparing her dishes. She will also make a few improvements to her establishment, such as repairs to the floors and walls, as well as acquire more chairs and tables.

View original language description ↓
Rosa tiene 61 años, es una mujer trabajadora y empeñosa, además de ser cordial y amable. Está casada con Cayo, quien es cocinero, vive con él y su padre, sus hijos ya son mayores de edad e independientes.

Su actividad es la venta de comida: desayunos, almuerzos y otros refrigerios. Lo hace desde su casa, donde habilito un local y abrió su restaurante. Atiende por las mañanas y tardes, teniendo como sus clientes a los transeúntes de la zona, vecinos y amistades. Inició este negocio hace aproximadamente 5 años, junto a su esposo, quien es el cocinero, y con un préstamo bancario.
Le gusta su trabajo, pues le permite tener un ingreso económico con el cual solventar los gastos de su hogar, pues tuvo muchas necesidades económicas por los bajos ingresos cuando su esposo trabajaba de cocinero en un restaurante particular. Pero ahora se siente más aliviada por tener su propio oficio, incluso tiene planes de ampliarlo para atender más cómodamente a sus clientes.

Éste es su préstamo número 6 con la institución MFP. Por ello espera esta oportunidad para concretar sus planes. Se siente muy bien con su banco comunal, pues lo considera ser un grupo unido y solidario.
Con el monto solicitado, de 1500 nuevos soles, invertirá en la compra de víveres e ingredientes para la preparación de comidas. También realizará algunas mejoras en su local, como el arreglo de los pisos y paredes, además de la adquisición de más sillas y mesas.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Rosa to buy ingredients for her dishes and to pay for improvements to her facilities.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 17, 2012
Listed
May 25, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012