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Shirley, 30, is single and lives with her three children, who are her biggest priority. With the loan she is going to buy sewing machines to make clothing. She has been familiar with and worked in this area for several years, so she has a lot of knowledge of sewing.

With this purchase she will try to set up a small tailor shop to make clothing to sell. She thinks about her children's future, for which she wants to generate the maximum profits and get ahead quickly on her loan payments and so have more income to stabilize her finances.

This is the first loan she has received from FUDECOSUR. Previously she had not had other loans from state banks, but FUDECOSUR has offered her a loan with better terms and a much lower interest rate.
View original language description ↓
Shirley, tiene la edad de 30 años, está soltera, vive con sus tres hijos que son su mayor prioridad. Ella con el crédito va comprar maquinas de cocer para la confección de ropa. Ella tiene varios años de conocer y laborar en esta área por lo cual maneja mucho conocimiento en costura. Ella con esta compra tratara de montar un pequeño taller de costura para elaborar ropa para su posterior venta. Ella piensa en el futuro de sus hijos por lo cual quiere generar el máximo de ganancias y salir adelante con los pagos del crédito rápido y así tener más ingresos económicos para estabilizar la economía. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 57
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 498.8
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Shirley to buy sewing machines.
100% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Apr 17, 2012
May 23, 2012
Currency Exchange Loss:
Sep 15, 2012