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Kimya Plus Group
In this Group: Nzenza, Ermeline, Vana, Anne, Hélène, Marie Louise , Marie, Marie, Louise, Zindombe, Massamba
“Kimya Plus” is a group of eleven owners of small businesses chaired by Nzenza. Its members are jointly liable for loans granted by Kiva through the MFI HOPE DRC to grow their businesses.

Nzenza is a photographer. He started his business in 1998 with a start-up capital of US$70. With hard work and determination, his business prospered. Nzenza is happy to be part of one of Hope’s groups. He has already received nine different loans from the MFI HOPE RDC and has repaid them properly. His business has been reinforced through the different loans he received.

Nzenza intends with the next loan to purchase some negative films and camera items in order to increase his profits. He is thirty-six years old, single and has a son of fourteen who goes to school. Currently, Nzenza makes a profit of about $100 per week. His dream is someday to open a beverage facility in his area.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,214,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kimya Plus Group's $4,500 loan helped a member to purchase some negative films and camera items in order to increase his profits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 15, 2012
Listed
May 17, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 2, 2013