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Oscar Tomas

Update on Oscar Tomas

Oscar is 51 years old and married. He provides services including plumbing, electrical work, and maintenance of telephone lines. Most of his customers always look for him to do their work. He has been in this profession for 30 years and, in spite of the fact that it is not easy, he knows how to make it work for the economic well-being of his family. The reason for the loan is to buy tools, wire, pliers and screwdrivers, among other products.
View original language description ↓
EL Sr. Oscar tiene 51 años, es casado. El señor se dedica a brindar sus servicios como fontanería, electricidad y mantenimiento de líneas telefónicas. La mayoría de sus clientes siempre lo buscan para que realice sus trabajos. Tiene 30 años de ejercer esta profesión a pesar de que no es fácil ha sabido aprovecharlo, para el bienestar economico de sus familia. El motivo del crédito es para la compra de herramientas, alambres, pinzas, destornilladores entre otros productos

Previous Loan Details

Oscar is 51 years old and married. He provides plumbing, electrical, and maintenance of telephone lines services. Most of his customers look for him to do their work. He has been in this profession for 30 years. In spite of the fact that it is not easy, he has known how to make it work. ... More from Oscar Tomas's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Oscar Tomas to buy tools, wires, pliers, screwdrivers and other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 23, 2012
Currency Exchange Loss:
Apr 18, 2013
This photo was used before for a previous loan for Oscar Tomas. It was first posted on Kiva on Jun, 2011. Learn More