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Oscar Geovany
Oscar Geovany is 39 years old. He is divorced and has two children who are 7 and 9 years old. He lives with his children in Chimbo, Bolívar Province.

Oscar Geovany makes his living selling cars. He is requesting the loan to purchase electrical appliances, like a refrigerator and a microwave.

With the help of the loan, he will be able to purchase the electrical appliances that he really needs.

He challenge is providing an education for his children.

He hopes to be able to increase his business's vehicle stock.

In his free time, Oscar Geovany likes to play sports.
View original language description ↓
OSCAR GEOVANY tiene 39 años de edad es divorciado tiene dos hijos de 7 y 9 años de edad, vive con los hijos en Chimbo provincia de Bolívar.

OSCAR GEOVANY se dedica a la venta de vehículos. Solicita el crédito para comprar electrodomésticos cómo refrigerador, microhondas.

Con la ayuda del crédito podrá comprar los electrodomésticos que tanta falta le hace.

Los deasfíos a los que se enfrenta es poder educar a los hijos.

El sueño e spoder incrementar el número de vahículos en el negocio.

En el tiempo libre le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,581,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Oscar Geovany to buy electrical appliances like a refrigerator and a microwave.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 7, 2012
May 23, 2012
Currency Exchange Loss:
Jun 22, 2012