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Ana Maria

Update on Ana Maria

Ana Maria runs a sewing business. She starts work at 7am and finishes at 9pm. Her customers know that the work she does is of high quality. Currently Ana needs a loan to buy thread, material, thimbles, scissors, ribbon, and embroidery silks. She managed to get a sewing machine thanks to the help provided through a loan from Fundaçion Leon.
View original language description ↓
Ana Maria es una emprendedora su actividad, es el servicio de costura.. Ella comienza su negocio desde las 7 de la mañana hasta las 9 de la noche en donde la mayoría de sus clientes conocen la buena calidad de prendas que elabora. Actualmente Ana necesita un préstamo para comprar hilos, tela, dedales, tijeras, cintas y bordados, ella ha logrado tener una herramienta de trabajo gracias al apoyo que fundacion leon 2000 le ha brindado con los financiamientos para capital de trabajo.

Previous Loan Details

La Señora Ana Maria Díaz Manzanares tiene la edad de 62 años. Su actividad económica es brindar el servicio costura. Hace más de 32 años que se dedica a este negocio. Inicialmente comenzó con muy poco capital, por lo que tenía que proporcionarle a su familia lo necesario para salir adelante, Ana tuvo que recibir cursos para cocer prendas de vestir como pantalones, faldas, trajes uniformes entre otras cosas, ella invirtió en su negocio poco a poco por lo que inicio comprando otra máquina de coser, ya que tenía a sus hijos para que le ayudaran y así fue que humildemente se quedo con este negocio. Actualmente solicita este financiamiento para capital de trabajo para la compra de tela, hilos, cintas, tijeras para la elaboración de algunos uniformes. Su deseo para proporcionarle mejoras su vivienda. More from Ana Maria's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 157
    View loans »
    Nicaragua Loans Fundraising
  • $23,183,925
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Ana Maria to buy thread, material, thimbles, scissors, ribbon, and embroidery silks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2012
Listed
May 23, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012