Daniel is 47 years old and lives in the Paynesville area. He is married with children ages 18 and 24. He is a high-school graduate. For the past four years, he has been operating a drugstore. Daniel started this business with assistance from his sister and learned this way of selling from his school. He enjoys his business because it helps him to save and have money for others to spend. He is requesting a loan to purchase more inventory (paracetamol, blood tonic, cough syrup, etc.) for his business. In the near future, he wants to expand his business into a clinic.