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Sally is married with four children and all her children go to school. She doesn’t take care of additional family members. She sells used clothes in a shop. She sells her products on a retail basis. She works six days a week. She has been in this business for 6 years. She has applied for a loan of 700,000 Ugandan shillings from MCDT-SACCO to buy bales of used clothes. Her major business challenges include seasonality and the increasing price of used clothes. She aspires to see her business grow into a wholesale business and also wants to educate her children up to university level and also to build her own house. She lives in a rented house and the family has no access to electricity and piped water. Her monthly expenses include paying school fees, rent and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 158
    View loans »
    Uganda Loans Fundraising
  • $28,708,675
    Funds lent in using Kiva
  • 2,480.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Sally to buy more bales of used clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 11, 2012
May 16, 2012
Currency Exchange Loss:
Dec 18, 2012