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Marte is married and has nine children. They all live in Northern Albania. Her oldest child is 40 years old and the youngest one is 19 years old. She has been in the livestock business for almost nine years, selling dairy products and cattle to the locals. The demand for both has been high and she is known to a wide clientele in the region. In the past nine years, Marte has been the only financial support for her family and that makes her feel proud. Other family members including her husband and grown-up children have helped in the business as well.

Marte had a cow before, but when one of her sons got married recently, she gave it to him as a gift. Now, she is looking at buying a new one of the same breed as the previous one. Marte has proved in the past that she is a very responsible person; she always managed to pay the monthly loan installments before time.

Continuing being in the same business will help Marte improve her family's living conditions and add some more rooms to their existing two-room house.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 108.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Marte to purchase a cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2012
May 17, 2012
Currency Exchange Loss:
Feb 15, 2013