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Chhoun is from Pouk district. She is 32 years old and a married woman who is responsible for their only child who attends school. She, as well as other villagers, is in the business of making bamboo baskets, earning approximately USD 2.50 per day from this business. It is a common business for local people followed by rice farming. As usual, there are middlemen who frequently come to collect finished bamboo baskets from local villagers.

Chhoun wants to fix some broken parts of her house. Due to inadequate capital, she is now asking for a loan of USD 1,300 to purchase some building materials to fix her house. She already hired the workers to perform these tasks. This loan will be her third loan from HKL and she believes that she will be able to further develop her living status through using it.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 257
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Chhoun to purchase some building materials to fix her house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 16, 2012
Currency Exchange Loss:
Jul 21, 2013