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Jane O. is a 46-year-old community health worker (CHW). She lives in Kisumu, Kenya, with her husband and seven children (3 sons and 4 daughters). In the year 1988 she started her butchery business. In 2002 she was then trained by KMET in home-based HIV/AIDS care. Through hard work and perseverance aided by four previous KMET/ KIVA microfinance loans, Jane has managed to expand her business and build a successful community pharmacy. Her reputation and friendly approach to her clients and customers has earned her respect in the community. Jane requires an additional US $800 in order to further expand her pharmacy and butchery business.

Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 707
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 62.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jane purchase stock of drugs for her pharmacy and also expand her butchery business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 13, 2008
Mar 30, 2008
Currency Exchange Loss:
Nov 15, 2009