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Ek is 54 and a married woman. She lives with her family in Prey Chor district of Kompong Cham province. Ek is a loving mother of six children, five of whom are still single, while the oldest one has started his own family. Ek and her husband have worked hard in the rice farming business to raise their children and ensure a good living standard. This couple transplants their rice crops twice a year because their business location is not too far from the water supply of the commune.

To upgrade the family's standard of living, Ek now would like to receive a loan of KHR 1,600,000 from HKL to build a bathroom and a toilet for home use. The loan will enable her to ensure a healthy condition for her family. Ek dreams of having a comfortable house someday and she wants save some of her income to renovate her house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $38,705,600
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ek to build a bathroom and a toilet for home use.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 16, 2012
Currency Exchange Loss:
Dec 17, 2013