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Mohiniso is 38 years old and a mother of two. She has been selling small household goods and decorations for the past seven years. Mainly, she travels to the markets in the Lohuti and Niezbek regions twice per week, and trades at the Kostakos city market on weekends. Mohiniso purchases her products in Khujand and also directly from suppliers. She has decided to request a loan in order to increase her working capital and to expand the assortment of her products.
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Мохинисо,38-летняя женщина, мать двоих детей, которая занимается продажей мелкого товара для домашнего обихода, и хозяйственных товаров. Она этим видом деятельности занимается уже семь лет. В основном она ездит на рынки по районам Лохути,и Ниёзбек, два раза в неделю.А в выходные дни она торгует на городском рынке Костакоза, и товар привозит из Худжанда , а также закупает у фирм. Для увеличения активов, а также для увеличения разнообразия ассортимента она решила получить кредит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 146
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Mohiniso to broaden the assortment of her products and expand her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2012
May 19, 2012
Currency Exchange Loss:
Jan 15, 2013