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Monica is married with six children, all who go to school, and has two additional family members. She has a retail shop in the market. She works six days a week and has been in business for five years. Monica has applied for a loan of 1,800,000 Ugandan shillings (UGX) from MCDT SACCO to buy bags of flour, sugar, rice, cooking oil, and boxes of soap.

Her major challenges include the ever-increasing price of commodities and their transportation from Kampala to her shop. She aspires to see her business grow into a wholesale business and to buy a van to make transportation easier. Monica would also like to buy a plot of land and build a house. She lives in a rented house, and the family has access to electricity and but not to piped water. Her monthly expenses include paying school fees, rent, and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 310
    View loans »
    Uganda Loans Fundraising
  • $29,747,050
    Funds lent in using Kiva
  • 2,480.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Monica to buy more bags of sugar, rice, maize flour and boxes of soap.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 9, 2012
May 16, 2012
Currency Exchange Loss:
Nov 15, 2012