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Najma Bibi's Group
In this Group: Najma Bibi, Razia Bibi, Safia Begum, Ayesha , Jamila Bibi
Najma bibi is a 37-year-old married woman and by this relationship has three sons. All of them are young. Her elder son operates a grocery store, the next oldest has a shoe-making business. The youngest is free and doesn’t work.

Najma herself owns and operates a clothes sales business. She sells clothes to different clothing shops and to her community and earns income for the family. Besides her business, she also gives proper time to her house and family. She manages the household work and takes care of her family. By seeing this devotion and loving behavior, her family respects and loves her a lot.

Najma has requested a loan from Kiva partner Asasah for her clothes sales business. With the loan investment, she will buy clothes of different varieties in bulk for selling. She is very hopeful that the variety of clothes and larger quantity will enable her to increase sales and make her profits double in size.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 90.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Najma Bibi's Group's $1,050 loan helped a member to buy clothes for clothes sales business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 15, 2012
May 16, 2012
Currency Exchange Loss:
May 17, 2013