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Bertha Irene
Bertha sells Omnilife-brand health products. She lives in the suburbs of Guayaquil, Ecuador, and is a 35-year-old single mother with one son. She started her business with severance pay from her previous job and with savings from selling the products. At first she bought the products for her own health, and once she saw the results she starting promoting and selling them. She does her work without any kind of help and, like any business, hers has setbacks when people pay on credit and never pay it off. She also worries about crime since she transports products and money. Her 3-year-old son is her inspiration, and she spends all her free time caring for him. With the loan she plans to purchase Omnilife products like Omniplus, Complejo B and Aloebeta to increase her inventory. Her goal for the future is to gradually grow her business network.
View original language description ↓
Bertha es vendedora de productos Omnilife. Vive en el Suburbio de Guayaquil sus 35 años es soltera y mantiene a un niño. El negocio lo empezó cuando salió de su trabajo, con el dinero de su liquidación y unos ahorros se inscribió como proveedora de dichos productos. En principio compraba el producto por salud y al mismo tiempo que veía resultados en ella lo fue promocionando hasta iniciar su venta. Lo realiza sin ningún tipo de ayuda y como todo negocio tiene sus inconvenientes en el suyo son las personas a las cuales les da crédito y no le cancelan. También la delincuencia ya que transporta producto y dinero. Su mayor inspiración es su hijo que tiene 3 añitos a quien cuida y le dedica el tiempo libre. Con el préstamo desea comprar productos de Omnilife como omniplus, complejo B, aloebeta, para aumentar su inventario. Su meta futura es dedicarse por completo a su red de negocio creciendo de manera paulatina.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Bertha Irene to purchase Omnilife-brand health products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2012
Jun 1, 2012
Currency Exchange Loss:
May 17, 2013