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Rosa Emperatriz
Rosa is a 30-year old young woman that lives with her small son, who is 7 years old. Rosa loves him very much; he is her reason for living, and what drives her to go out each day with enthusiasm and a great desire to work. Her home is located in the city of Ica, which is characterized for having a warm climate year-round. It is an agricultural area that produces, primarily, grapes, cotton, and paprika, among other crops. When Rosa has free time, she likes to play volleyball with her friends and neighbors. Also, at times, she likes to eat one of her favorite dishes, the delicious “Ceviche with Rice and Duck”.

Rosa works in her business selling clothing with great enthusiasm. She dedicates herself to working around 4 hours per day, since she also cleans houses. She believes that things are going well in her business because she is very kind to her customers and, most of all, is a hard worker.

Rosa is very thankful for the Kiva loans given that, thanks to the help they have provided, she will be able to buy more merchandise for her enterprise. In particular, she can purchase winter clothing such as sweaters, pants, tracksuits, and jackets, among other items. In this way, she’ll have a greater variety of products to offer to customers and improve her income to continue working towards making her biggest dream a reality: “To have a lingerie and costume jewelry store.”
View original language description ↓
Rosa es una joven de 30 años la cual vive al lado de su pequeño hijo de 7 años de edad, Rosa lo quiere muchísimo es su razón de vivir y su motor para salir cada día con entusiasmo y con muchas ganas de trabajar. Su vivienda se ubica en la ciudad de Ica, ciudad que se caracteriza por tener un clima cálido en cualquier época del año, se desarrolla la agricultura en especial el cultivo de uva, algodón, paprika, entre otros. Cuando Rosa tiene un tiempo libre le gusta jugar vóley con sus amigas y vecinas de su barrio, también en oportunidades le gusta comer uno de sus platillos favoritos el cual es el riquísimo “Ceviche y el Arroz con pato”.

Con mucho entusiasmo Rosa trabaja en su negocio de venta de ropa, ella le dedica a su negocio alrededor de 4 horas al día ya que también trabaja haciendo limpieza en casas, ella cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo trabajadora.

Rosa esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio, en especial ropa de invierno como chompas, pantalones, buzos, casacas, entre otros, de esta manera tendrá mayor variedad de productos para ofrecer a sus clientes y podrá mejorar sus ingresos, así ella seguirá trabajando para hacer realidad su más grande sueño:” Tener una tienda de lencería y bijouteria”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rosa Emperatriz to buy merchandise (sweaters, jackets, tracksuits, and pants, among other items).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2012
May 23, 2012
Currency Exchange Loss:
Jun 17, 2013