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Maya is 30 years old. She is married and lives with her husband – Irakli and her parents-in-law (pensioners). Irakli serves in the country’s army forces. Maya leads the agricultural business for her family and her parents-in-law help her. In particular, the family owns a dairy farm with 2 milk cows. Maya and her mother-in-law produce cheese. They sell on average 40 kg of cheese each month on the local open market. Along with the abovementioned, the family has a greenhouse with the area of 450 sq. meters. They grow cucumbers and tomatoes in the greenhouse during the whole year. The harvested vegetables are sold on the local open market as well. The total average monthly income for the family is 900 Laris, including the pensions of Maya’s parents-in-law.

Maya requested credit to fix their greenhouse. The existing polyethylene cover is already torn. Maya will purchase a new one and also change damaged wooden pillars. After the renovation, the greenhouse will keep the needed temperature and give a better quality and bigger harvest to the family. Their income from the sales will increase and the family will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 54
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Maya to repair her greenhouse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2012
May 16, 2012
Currency Exchange Loss:
Aug 15, 2012