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Yemalin 1 Group
In this Group: Nadège, Eliane, Yaoda, Françoise, Odile, Justine, Mahinou, Elisabeth, Justine, Pélagie, Sènami, Jacqueline Dansi
The Yemalin 1 group has 12 members who are all friends and live in the same neighborhood. The group’s representative is called Nadège, and is pictured with her hand raised in the photo. Nadège is 25 years of age and lives in Benin. She is married to Henry, and the couple has two children under their care, who are at school. Nadège herself did not go to school. She lives with her children and husband, and together the couple meets the different needs of the family.

To contribute to her family’s various needs, Nadège sells bags of corn, mats and akassa (a corn-based paste) in a market in Benin, and has done so for the past five years. She gets her supplies from a market in Benin. Thanks to the income generated by these activities, Nadège contributes to her family’s various requirements. To meet the needs of her ever-growing customer base, she has requested a loan from Alidé along with the other members of the Yemalin 1 group.
View original language description ↓
Le groupement YEMALIN 1 est composé de douze personnes qui sont des amies et qui résident dans le même quartier. La représentante du groupement du nom de Nadège est celle qui a la main levée sur la photo. Nadège est âgée de 25 ans et vit au Bénin. Nadège est mariée à un certain Henry. Le couple a deux enfants scolarisés et à leur charge. Nadège n’a pas fréquenté l’école. Nadège vit ensemble avec ses enfants et son mari et assure ensemble avec son mari les différents besoins de la famille. Pour contribuer aux divers besoins de sa famille, Nadège vend des sacs de maïs, des nattes et de l'akassa (pâte faite à base de maïs) dans un marché du Benin depuis cinq ans. Nadège s’approvisionne dans un marché du Benin. Grâce au revenu que lui génèrent ces activités, Nadège contribue aux différents besoins de sa famille. Pour satisfaire aux besoins de sa clientèle de plus en plus grandissante, Nadège sollicite un crédit auprès de ALIDé ensemble avec les autres membres du groupement YEMALIN 1.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 511.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Yemalin 1 Group's $1,550 loan helped a member to buy bags of corn.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 17, 2012
Currency Exchange Loss:
Dec 15, 2012