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Victor Manuel
Victor is 68 years of age, but has the spirit and cheerfulness of a 20-year-old. He lives alongside his wife who acts as his right hand in everything and, above all, provides him unconditional support. They have two children, ages 21 and 15, who they love dearly and for whom they try to provide the best in life. Victor's home is located in the city of Chincha, which is known for its warm climate and also for being the site of the greatest victories in Peruvian sports. Chincha is also well-known because its inhabitants have the ability to prepare food. Victor enjoys watching television whenever he has free time, especially the news because he likes to find out about the events that are taking place around the country. In addition, he enjoys eating one of his favorite dishes, which is the flavorful "carapulcra" (a spicy Peruvian stew served with dried potatoes). Victor only has a high school education, but he would have liked to have pursued a profession.


With great effort, Victor works in his business selling "alfajores" (shortbread cookies with a sweet filling). He dedicates approximately 10 hours each day to his business and is able to serve up to 15 customers in a day. Victor believes he is doing well in his business because his "alfajores" are delicious and he attends to his customers in a friendly manner.


He is very grateful to the Kiva lenders. Thanks to the help he is receiving, Victor will be able to buy supplies for preparing his "alfajores" such as milk, sugar, flour, butter, and "manjar blanco" (a sweet dairy confection that is similar to caramel) since these are the necessary ingredients for making his products. He will continue to work each day to fulfill his greatest dream of having a house of his own and becoming a specialist in sweets.

View original language description ↓
Victor tiene 68 años de edad, pero tiene el espíritu y la alegría de un joven de 20 años, vive al lado de su esposa quien es su mano derecha en todo y sobre todo porque es su apoyo incondicional, asimismo tienen 2 hijos de 21 y 15 años a quienes quiere mucho y sobre todo darían si vida con tal de darles lo mejor. Su vivienda se ubica en la ciudad de Chincha, esta ciudad se caracteriza por tener un clima cálido así como también es la cuna de grandes glorias del deporte peruano, también es muy conocido porque sus pobladores tiene una habilidad para la preparación de platillos. Cuando Victor tiene un tiempo libre le gusta ver televisión en especial, los noticieros ya que le gusta saber el acontecer en nuestro país; asimismo le gusta comer uno de sus platillos favoritos el cual es la riquísima Carapulcra con sopa seca; el solo tuvo estudios secundarios pero le hubiera gustado tener una profesión.

Con mucho esfuerzo Victor trabaja en su negocio de venta de alfajores , él le dedica a su negocio alrededor de 10 horas diarias y puede atender hasta 15 clientes en el día; él cree que le va bien en su negocio porque sus alfajores son deliciosos y sobre todo porque atiende de manera amable a sus clientes.

Victor está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar insumos para la preparación de sus alfajores como leche, azúcar, harina, mantequilla y manjar blanco, de esta manera podrá tener los ingredientes necesarios para elaborar sus productos; así el seguirá trabajando día a día para hacer realidad su más grande sueño:” Tener su casa propia y ser un especialista en dulces”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Victor Manuel to buy milk, sugar, flour, butter, and "manjar blanco".
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2012
Listed
May 24, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013