El Suspiro Group
Update on El Suspiro GroupEl suspiro ("the sigh") is a group made up of 9 happy and hard working women. Each one of them in engaged in an economic activity that enables her to provide a better quality of life to her family. They are:
Martha, who sells refreshments,
Amelia sells snacks,
Herminia sells snacks,
Maria del Carmen sells refreshments,
Marial Isabel sells groceries,
Ofelia sells snacks,
Reyna sell perfumes,
Eugenia sell snacks,
Dulce Maria has a repair shop.
Maria Isabel is 36 years old, has a high school education and is married to Mr. Gregorio with whom she has two children. She says that from a young age her parents taught her to work hard so that she could get ahead and help her husband with the expenses of the home and this way provide a better life for her children.
Doña Maria Isabel opened a small grocery store in her home 10 years ago. This has given her the opportunity to work and earn her own money. What she most enjoys of her business is dealing with people on a daily basis and being able to provide a service to her community. She opens her business every day from eight in the morning and until her last customer leaves. In her store, she sells some groceries, refreshments and sweets.
She will invest this loan in the purchase of cooking oil, canned food, beans, rice, beverages,candies, snacks, cakes, crackers,salt, sugar, mayonnaise, soap and bleach to better supply her store.
She hopes that with this investment her business will continue to prosper and her income will grow and in the future her daughters will be able to get a better education.
"Thank you for the loan that was given to my whole group. This helps us very much in our businesses."
el suspiro es un grupo integrado por 9 mujeres muy alegres y trabajadoras cada una de ellas desarrolla una actividad economica para poder dar una mejor calidad de vida a su familia. ellas son:
Martha venta de refrescos
Amelia venta de antojitos
Herminia venta de antojitos
Maria del carmen venta de refrescos
Maria Isabel venta de abarrotes
Ofelia venta de refrescos
Reyna venta de perfumes
Eugenia venta de antojitos
Dulce Maria Refaccionaria
La señora Maria isabel tiene la edad de 36 años, solo estudio la secundaria y esta casada con el señor gregorio con el cual tiene dos hijos, ella platica que desde muy pequeña sus padres le enseñaron a trabajar por siempre a buscado la manera de salir adelante y ayudar a su esposo con los gastos de su hogar y asi dar una mejor calidad de vida a sus hijos.
Doña maria isabel desde hace un poco mas de 10 años abrió en su hogar una pequeña tienda de abarrotes la cual le a dado la oportunidad de trabajar y ganar su propio dinero, lo que mas le gusta de su negocio es el tratar con la gente a diario y el poder dar un servicio a su comunidad. ella abre su negocio todos los dias de ocho de la mañana hasta que se valla el ultimo cliente, en su tienda vende un poco de abarrotes, dulces y refresqueria.
ella invertira este credito en la compra de ceite de cocina, comida enlatada, frijoles, arroz, refrescos, dulces, sabritas, pan dulce, galletas, sal , azucar , mayonesa, jabon y cloro para resurtir su negocio.
ella espera que con esta inversion su negocio continue prosperando y sus ganancias aumenten para surtir mas su negocio y en un futuro sus hijas tengan mas estudios.
"gracias por el prestamo que nos dieron a todo mi grupo nos ayuda mucho en los negocios"
Previous Loan DetailsThe El Suspiro communal bank is comprised of 14 people. Each one of them has a business activity. The group is located in a community that is known for having a warm climate and for being surrounded by rubber trees. Dulce Maria, age 24, only went to school up to the third year of secondary… More from El Suspiro Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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