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Jesus Christ Group
In this Group: Sènan Victorine, Frimasse Chimène Ablawa, Pélagie, Huguette Géofroide, Sikiratou, Suzanne, Durelle Nevile, Françoise, Jacqueline, Rosaline, Christine, Dénakpo Félicienne, Edwige, Bernice, Eliane, Charlotte, Suzanne
The JESUS CHRIST group is made up of 17 people who live in the same neighborhood and who belong to the same family.

Sènan Victorine, who is all the way in the back of the photograph with her hand slightly raised, is the group representative. This is the first time that the group is seeking the financial support of ALIDé, in order to expand their business. Sènan Victorine is 40 years old and married to a man named Grégoire. The couple has two children, both of whom have received schooling and live in their care. The couple lives with the children and covers the household expenses together.

Sènan Victorine did not attend school, but learned hairdressing instead. She has been a hairdresser for seven years now, and this business allows her to meet her various needs. Sènan Victorine also sells cosmetic products in her studio. She buys her products at a market in Benin.

Striving to be more and more competitive and better meet the demand of her customers, Sènan Victorine wants to obtain a loan from ALIDé, along with the other members of the JESUS CHRIST group.
View original language description ↓
Le groupement JESUS CHRIST est formé de dix sept personnes qui résident dans le même quartier et appartiennent à une même famille. La représentante de ce groupement, nommée Sènan Victorine est celle qui est complètement derrière et dont la main est légèrement levée sur la photo. C’est la première fois que ce groupement sollicite l’appui financier d’ALIDé en vue d’élever le niveau de leur activité. Sènan Victorine est âgée de 40 ans et est mariée à un certain Grégoire. Le couple a deux enfants, tous scolarisés et à leur charge. Le couple vit ensemble avec les enfants et assure ensemble les charges de la maison. Sènan Victorine n’a pas fréquenté l’école, mais a appris la coiffure, une activité qu'elle exerce depuis sept ans et qui lui permet d'assurer ses différents besoins. Parallèlement, Sènan Victorine vend des produits cosmétiques dans son atelier. Sènan Victorine achète ses produits dans un marché du Benin. Dans le but d’être de plus en plus compétitive et de mieux répondre à la demande de sa clientèle, Sènan Victorine désire obtenir un crédit auprès de ALIDé, ensemble avec les autres membres du groupement JESUS CHRIST.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 511.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jesus Christ Group's $2,250 loan helped a member to buy hair extensions and cosmetic products.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 20, 2012
Listed
May 16, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012