Gulnazi is 49 years old. She lives in a West Georgian village, in Senaki District. Gulnazi is married and lives with her family: husband Seriozha, two sons, a daughter-in-law, two grandsons and mother-in-law. Gulnazi, Seriozha and their sons are involved in a family agricultural business. They have three milk cows and three milk buffaloes on their farm. Each evening, Gulnazi milks the cows and buffaloes. In the mornings, she makes traditional West Georgian cheese and sells, on average, 90 kg of this product per month on the Senaki open market. Along with the above-mentioned, the family has two hectares of land, where maize is grown. The family is busy with the farm all day, especially during the spring and summer seasons. The family's total average monthly income is 700 Laris, including the pension of Gulnazi’s mother-in-law.
Gulnazi requested credit for renting a tractor for tilling the land. Also, she will use part of the credit to purchase fuel for the tractor. After tilling the land, they will sow maize. Gulnazi’s sons will work hard during the whole spring and summer to get a good harvest to sell at a reasonable price. The family will use the profits for financing family daily needs.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.