Lydia is a married woman. She has a son who is 25 years old. She describes herself as being a focused woman. She operates a butchery shop where she sells meat. She has been involved in this business for ten years. Her business is located at a fast-growing market, and her primary customers are customers within the market and the environs. She describes her biggest business challenge to be inadequate funds for improving the business. She will use the KES 20,000 loan to buy cow and goat. Her business goal is to run another butcher shop within five years. She hopes that in the future, she will buy a piece of land with the profits that will be generated from her business.