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Wangninan 9 Group
In this Group: Thakiratou, Ramatou, Yénoukoumè
The WANGNINAN 9 group consists of three women who live in the same neighborhood. It is the fifth time that this group is requesting financial assistance from ALIDé, in order to increase its level of activity. The group's representative, Thakiratou, is the woman raising her hand in the photo.

Thakiratou is 35 years old and lives in Benin. She is married to a mason named Tessilimou. Thakiratou and her husband have four children, all in school and all their dependents. Thakiratou never attended school. She lives with her husband and children and takes care of the various household expenses with her husband.

In order to meet her various needs, Thakiratou has been selling clothes (shirts, T-shirts) and kitchen utensils (plates and ice boxes) from her home, for about ten years. She buys her goods at a market in Benin.

Eager to satisfy her customers' needs, and in order to increase her turnover and income, Thakiratou is requesting a fifth loan from ALIDé, along with the other members of the WANGNINAN 9 group. This loan will allow them to increase the level of their activity and to get adequate profit margins. Their previous loans have been well repaid.
View original language description ↓
Le groupe WANGNINAN 9 est composé de trois personnes qui habitent le même quartier. C'est la cinquième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Thakiratou est celle qui a la main levée sur la photo. Thakiratou est âgée de 35 ans et vit au Bénin. Thakiratou est mariée à un maçon du nom de Tessilimou. Le couple a quatre enfants à leur charge et tous scolarisés. Thakiratou n’a pas fréquenté l’école. Thakiratou vit ensemble avec ses enfants et son mari et assure avec son mari les diverses charges de la maison. Pour subvenir à ses différents besoins, Thakiratou vend depuis une dizaine d'année, des vêtements (shirts, tee- shirts) et des ustensiles de cuisine (assiettes et glacières) à son domicile. Thakiratou s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Thakiratou sollicite ensemble avec les autres membres du groupe WANGNINAN 9, un cinquième crédit auprès de ALIDé. Ce crédit leur permettra de rehausser le niveau de leur activité et de se faire assez de marges bénéficiaires. Les crédits antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 511.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wangninan 9 Group's $725 loan helped a member to buy clothes and kitchen utensils.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 16, 2012
Listed
May 15, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012