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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
This client is the leader of the Sarepta business group. She is a dynamic, indefatigable entrepreneur 40 years of age. She is divorced and the mother of eight young children. She sells small gift items and cosmetics (jewelry, necklaces, chain bracelets, rings, lipstick, makeup base, hair extensions). She sets up her wares on the street, selecting a strategic location to attract the attention of customers, particularly Congolese women used to the contemporary global fashions. She launched her business with her own capital received from a relative. She has been earning income in this way for four years. She just finished eight loan cycles with Hekima. This new loan will allow her to stock up on miscellaneous small items (jewelry, necklaces, chain bracelets, rings, lipstick, makeup base, hair extensions etc) for resale. In addition, she would like to open a major store in the city of Goma and to see her children grow up in comfortable conditions. This client thanks Hekima for its action dedicated to helping impoverished women gain their economic and financial independence..
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La cliente, leader du groupe d’affaire « Sarepta », est un entrepreneur dynamique, infatigable, âgée de 40 ans, mère de 8 jeunes enfants, femme divorcée. Elle est vendeuse de petits objets précieux et de maquillage (bijoux, chainette, gourmette, bagues, rouge a lèvres, font de teint, mèches, etc.). Elle installe ses marchandises au long de la rue, alors au point de vente stratégique pour attirer la curiosité du public particulièrement les dames congolaises acquises au nouveau style de la modernité et la mondialisation. Elle commença son business avec son fonds propre reçu d’un membre de sa famille. Il y a 4 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de réaliser 8 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec des petits objets (bijoux, chainette, gourmette, bagues, rouge a lèvres, font de teint, mèches, etc.) à marchander. En plus, elle souhaite ouvrir un grand magasin de référence dans la ville de Goma et voir ses enfants grandir confortablement. La cliente remercie Hekima pour ses actions dédiées aux pauvres femmes pour leur émancipation économique et financière.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,440,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $5,000 loan helped a member to buy miscellaneous small items (jewelry, necklaces, chain bracelets, rings, lipstick, makeup base, hair extensions etc) for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2012
Listed
May 15, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012