Esperanza is 52 years old and has 7 children. She sells childrens clothing at the Nazarenas fair every Monday. She purchases the clothing and materials in the city of Lima.
Apolonia is 33 years old and has 3 children. She also sells cloths in the Nazarenas fair on Mondays. She travels to the fairs 2 times a week to sell fruit and buys cheeses to resell to local stores.
Sandra is a 25 single mother of 1. She sells clothes to order, and she gets her materials from the city of Lima. She also sells cosmetics from catalogs.
Esperanza, Apolonia, and Sandra need loans of 1600 soles, 400 soles, 600 soles, which will be invested in the purchase of fabric, polos, cheese, and fine lingerie.
These women hope to have their own clothing stores, equip their stores with the proper machines to run their businesses, and offer their children a good education.
Translated from Spanish by James Lombardo, Kiva volunteer.
Esperanza, Apolonia y Sandra pertenecen al Banco Comunal Solidaridad hace 2 años, 8 meses, 8 meses respectivamente.
Esperanza es casada, tiene 52 años y 7 hijos, Esperanza vende ropa de niños los días lunes en la feria de Las Nazarenas. Además, Esperanza tiene un pequeño taller de confección de prendas de niños, la ropa y la tela son adquiridos en la ciudad de Lima.
Por otro lado, Apolonia es conviviente, tiene 33 años y 3 hijos, Apolonia viaja a las ferias 2 veces por semana, donde vende frutas y de las ferias compra quesos que reparte a las tiendas.
Mientras que, Sandra es madre soltera, tiene 25 años y 1 hijo, Sandra vende ropa a pedido, sus productos son adquiridos en la ciudad de Lima. Además Sandra vende cosméticos por catálogos.
Esperanza, Apolonia y Sandra necesitan préstamos de 1600 soles, 400 soles, 600 soles dinero que será invertido en la compra de tela polar, polos, vestidos, conjuntos, queso y lencería fina.
Los sueños de Esperanza, Apolonia y Sandra son tener una tienda de ropa, equipar su taller con todas las maquina y brindar una buena educación a sus hijos.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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