Carmen is 24 years old and with her brother has a photocopy shop at a school. She also helps her father in his café that is located at the same school. With the loan that she will receive, she will open a book store.
Lidia is 58 years old and separated with 9 children, 3 of which live with her. She travels to the fairs 2 times a week where she sells fruit. Also at the fairs she buys cheeses, and grains that she sells in the market the 12 of April.
Francisca is 48 years old and a single mother of 3. She is a baker and makes traditional breads from her area and sells them on foot in the Santa Clara market.
These three women need loans of 600 soles, 1000 soles, and 1500 soles. This money will be invested in the purchase of book store supplies like note books and binding machines, grains, and corn.
They hope to get more photo copiers, finish their studies, open a bakery with all the necessary equiptment, and help their children achieve in life
Translated by James Lombardo, Kiva volunteer
Carmen, Lidia y Francisca pertenecen al Banco Comunal El sol hace 3, 4, 3 años respectivamente.
Carmen es soltera y tiene 24 años, Carmen junto a su hermano tienen una fotocopiadora en un colegio. Además Carmen ayuda a su papa en su cafetín que esta ubicado en el mismo colegio, Carmen con el préstamo que obtendrá implementará una pequeña librería.
Por otro lado Lidia es separada, tiene 58 años y 9 hijos D. los cuales 3 viven con ella, Lidia viaja a las ferias 2 veces por semana donD. venD. frutas y D. las ferias compra quesos, cereales, que venD. en el mercado 12 D. abril.
Mientras que Francisca es madre soltera, tiene 48 años y 3 hijos, Francisca es panificadora, elabora panes típicos D. la zona y lo venD. ambulatoriamente en el mercado Santa Clara.
Carmen, Lidia y Francisca necesitan préstamos D. 600 soles, 1000 soles, 1500 soles, dinero que será invertido en la compra D. lapiceros, cuadernos, máquina para anillados, cebada, trigo, maíz y para la inicial D. una mezcladora D. masa.
Los sueños D. Carmen, Lidia y Francisca son tener más fotocopiadoras, concluir sus estudios, implementar su panadería con toda las máquinas necesarias y que sus hijos sean profesionales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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