Cathbert is a 32-year-old married man living in Kamwenge, Uganda. His personal goals are to educate his children, build a permanent home and save for a wedding. He has been in the pub business for the last four years. After starting with 60,000 UGX in capital, he currently has 700,000 UGX. He has the hardship of inadequate capital to purchase stock and a vision of diversifying his business to include farming and expanding his business to new markets. Cathbert needs a loan to buy beers for resale.The photo was taken from his store which is next to the bar,the client expressed that he was uncomfortable taking a photo in the bar since there were a number of customers at the time.