Frank is a 32-year-old married man with one child living in Kamwenge, Uganda. He has personal goals of educating his children, buying a car and building a permanent house. He sells animal drugs and has been in business for the last five years. He has hardships of price fluctuations, inflation, customers not paying on time and inadequate capital to purchase stock. However, he has a vision of diversifying his business to include farming, hiring employees to help expand his business and expanding his business to a more permanent location. Frank needs a loan to buy animal drugs to sell.