The leader of the Chance business group is a dynamic entrepreneur who is 38 years old and the mother of 8 young children. She sells plastic shoes known as “bodaboda”. Her husband is a public administration official at the town hall in Goma.
She sells her products at a market. She started her business with her own money when she sold an item of jewellery for $250. For six years now she has been running small business activities of this type.
This is her seventh loan cycle with Hekima. This new loan will be used to purchase 24 dozen pairs of bodaboda to sell. In addition, she would like to buy a second house and see her children grow up in comfort.
She would like to thank Hekima for the work it does towards the economic and financial emancipation of poor women.
It should be noted that in the photo certain members are carrying their babies.
La cliente, leader du groupe d’affaire « Chance », est un entrepreneur dynamique, âgée de 38 ans, mère de 8 jeunes enfants. Elle est vendeuse de souliers plastics (bodaboda). Son mari est un officiel de l’administration publique à la marie de la ville Goma. Elle installe ses marchandises dans un marché. Elle commença son business avec son fonds propre, quand, elle venda sa chainette pour une valeur de 250$. Il y a 6 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de réaliser 7 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 24 douzaines de souliers (bodaboda) à marchander. En plus, elle souhaite voir ses enfants grandir confortablement et acheter une seconde maison. La cliente remercie Hekima pour ses actions dédiées aux pauvres femmes pour leur émancipation économique et financière.Il sied de signaler que certaines clientes portent leurs bébés.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.