Christopher is a 36-year-old married man with three children. They live in Fort Portal, Uganda. His personal goal is to educate his children, build a permanent home, and buy a car. He has been dealing in animal sales for the past three years, starting with savings from his wages earned while working at a tea company. His major hardships are customers not paying on time, high fuel and transportation costs, and seasonal weather. However, Christopher's goal is to diversify his business to include retailing, hiring employees to help expand his business, and buying land to grow crops. Christopher needs a loan to buy cross-breed cows to sell.