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Reyfrancis is forty-five years old and married with seven children.

Reyfrancis works hard to provide for her family. She runs a business buying and selling seaweed in the Philippines and requested a PHP 15,000 loan through NWTF to purchase more seaweed to sell.

Reyfrancis has borrowed and paid for sixteen loans from NWTF before this loan. She has been running the business buying and selling seaweed for seventeen years and also earns an income from fishing.

Reyfrancis aspires to saving enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1863
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Reyfrancis to purchase more seaweed to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 4, 2012
May 15, 2012
Currency Exchange Loss:
May 17, 2013