Sesilia is a 39 year old woman who is married with five children. She runs a business selling a variety of goods in a small shop in her community. She had two years of experience with this business. Sesilia has requested a loan to expand her shop. She plans to use her profits to buy more products. She has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.