Vitoria is a 51-year-old married woman with three children. She makes and sells scones/doughnuts in her community to earn a living. She has one year of experience with this business. Vitoria needs a loan to buy more supplies and equipment for baking. She plans to use her profits to improve her business. Vitoria has been a member of SPBD since 2010.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.