Epifania is 26 years old and married with six children. She runs a small business selling donuts, sausage roll and buns in her community and has been doing this for one year. Epifania has requested a loan to buy new supplies such as flour and sugar for her bakery. She joined SPBD in 2012 to gain access to capital. With her earnings, Epifania will expand the business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.