Pe'a Lealai is a 59-year-old woman who is married with five children. She runs a sewing business in her community. She has more than 10 years of experience with this business. Pe'a Lealai has requested a loan to buy a new sewing machine, threads, etc. She plans to use her profits to pay for her grandchildren's school fees and to save for future plans for the business. She joined SPBD in 2006 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.