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María Etanislada
María Etanislada is currently employed. She works as an administrative assistant. She has the spirit for improving herself in this life. She has a child under her care.

She had the opportunity to learn, for the first time, about Ceprodel, and that it supports people so that they can improve their lives and those of their families.

That is the reason she came to request a loan to buy zinc sheeting, roof beams, and bricks. She will do this for her well-being and that of her family. She has hope in God that this institution is able to help her, as her motive is to keep striving to improve.

She is very grateful because she will be able to manage to live under better conditions.
View original language description ↓
La Joven María Etanislada actualmente es asalariada, donde desempeña el cargo de Administradora Auxiliar, ella tiene un espíritu de superación en la vida, cuenta con un hijo a su cargo, tuvo la oportunidad de conocer por primera vez Ceprodel que apoya a las personas para mejorar sus vidas y las de su familia.

Por esta razón, se presentó para solicitar un crédito para la compra de cinc, Perlines y Ladrillo, para el bienestar de ella y la de su familia, de igual manera espera en Dios que esta institución le pueda ayudar, debido a que la motiva a seguir luchando esta muy agradecida ya que podrá lograr vivir en mejores condiciones.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped María Etanislada to buy zinc sheeting, roof beams, and bricks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2012
May 22, 2012
Currency Exchange Loss:
Jun 18, 2013