María Isabel is a young woman from Sauce. She is a wife and mother who fights for her children's wellbeing. She makes her living working as a janitor, a trade which has allowed her to earn her family's daily bread every day, and improve her small house. She has worked with Ceprodel for years and thanks to the loans has improved her quality of life little by little because she has acquired things for her house, something she couldn't have done with her small salary. Now she needs a new loan to buy a refrigerator since it is very important to have this appliance in a home to keep food and avoid waste. She hopes this instituion will give her the loan so she can make her dream come true of having her home furnished.
María Isabel es una joven sauceña, madre de familia luchadora por el bienestar de sus hijos, que se gana la vida laborando como conserje, oficio que le ha permitido llevar por muchos años el pan de cada día a su hogar, mejorar su pequeña vivienda.
Tiene muchos años de trabajar con ceprodel y gracias a estos créditos ha mejorado su calidad de vida porque poco a poco ha adquirido bienes para su hogar objetivo que no hubiera podido llevar a cabo por su pequeño salario.
Hoy en día está necesitando un nuevo crédito para la compra de una refrigeradora ya que es de suma necesidad tener este tipo de electrodoméstico en un hogar para guardar los alimentos y así evitar que se desperdicien.
Espera que esta Institución le otorgue este crédito para poder cumplir su sueño de ver amueblada su vivienda.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.