Check out other loans that are currently fundraising!
Doña Felicita is a determined individual. She is single and was able to help her only daughter move forward. Felicita's salary was the only means she had to help her daughter prepare professionally. Her daughter is no longer dependent on her, so she has been able to make improvements to her home a little bit at a time. The loans from CEPRODEL have also been a great help. Felicita has been working as a secretary for many years and has extensive experience in this position.

At the moment, she needs a loan to continue with the improvements to her home. Her primary goal is to have completely adequate conditions so that she live decently in her retirement. The loan she is requesting will be invested in the purchase of bricks, cement, and sand. Once again, she hopes the unconditional support of CEPRODEL will last for several years. It is for this reason that she is grateful.

View original language description ↓
Doña Felicita es una persona luchadora, soltera, que sacó adelante a su única hija sola con la ayuda de su propio salario el que le permitió preparar profesionalmente a dicha hija, la cual ya no depende de ella y que ha mejorado su vivienda poco a poco, también con la ayuda de los financiamientos que le ha otorgado ceprodel.
Cabe señalar que labora como secretaria desde hace muchos años donde tiene gran experiencia en el cargo.
En estos momentos tiene la necesidad de un crédito para seguir mejorando su vivienda donde su objetivo principal es llegar a tenerla con todas las condiciones adecuadas y vivir dignamente su vejez.
El crédito solicitado será invertido en la compra de ladrillos, cemento y arena, esperando nuevamente el apoyo incondicional que esta Institución le ha brindado por muchos años el cual le esta muy agradecida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 80
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Felícita to buy bricks, cement, and sand.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 11, 2012
May 23, 2012
Currency Exchange Loss:
Nov 17, 2013